Checking Accounts

Which checking account is right for you? Personal, Student, Commercial?
View our checking account options and their features below.

	Regular Checking	Commercial Checking	Commercial Interest Checking	Citizens Plus	Student Account	Defenders of Freedom
Minimum Opening	$100.00	$100.00	$100.00	$100.00	$50.00	No Minimum Balance
Minimum Daily Balance to Avoid Service Charge	$800.00		$2,000.00
Monthly Service Charge*	$600-$799.99 – $2.00 Monthly $400 - $599.99 – $3.00 Monthly $200 - $399.99 – $4.00 Monthly $199.99 and under – $5.00 Monthly	$5.00	$1,999.99 and under – $12.50 monthly	No Charge	No Charge	No Charge
Interest Bearing
VISA™ Debit Cards
Overdraft Services Available	Overdraft Privilege Overdraft Protection	Overdraft Privilege Overdraft Protection	Overdraft Privilege Overdraft Protection	Overdraft Privilege Overdraft Protection		Overdraft Privilege Overdraft Protection
Bill Pay
Electronic Statements or Paper Statements
Online Banking & Mobile Banking
Additional Benefits
Additional Fees May Apply (See Schedule of Account Fees)